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Recently, the payday loan industry has been scrutinized for unsavory practices, which may lead some people wonder why anyone uses these services at all. With so much negative press condemning the industry, it makes it hard for those who have never used such services to understand how lenders are keeping their businesses alive. Is the payday loan industry surviving the media onslaught or are their services becoming obsolete?

www.creditsources.org www.creditsources.org Easy Credit Check, No Faxing, No Hassle. Lenders who provide auto title loans, cash advances and pay loans do not report to credit bureaus. It is still important to make those payments on time but if you are expecting to see a credit rating hike by borrowing with these creditors, you will be disappointed. Establishing credit comes from: your payment history, the length of your credit history, and how much you owe in regards to your spending limits. If you have credit cards but they are all maxed out, that is actually going to hinder your credit. Lenders like to see that you have had credit for at least 12-24 months before they see you as being able to handle borrowing.

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The FDIC (Federal Deposit Insurance Corpon) has implemented a program that encourages s to offer small dollar loans, comparable to payday loans, but is finding that the program hasn't been all that successful. It seems that s just can't compete with payday loan lenders as far as cost and ease are concerned.


Quick online payday loans are the best solution for any monetary problems. There always comes a time when the money we have is not sufficient. Friends and relatives might help but it is not always enough.