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The interest for a payday advance cash online loan is usually expressed as a fee. That fee is generally in the range of $15.00 - $30.00 per $100.00 borrowed. The lender of payday advance cash online loan may also expresses the fee as an annual percentage rate (APR). If a payday advance cash online loan was taken for $600.00 for 3 weeks with a rate of $25.00 per $100.00 borrowed, the APR would be 432.52%. The borrower would pay back $750.00. While the percentage rate may seem high, it's important to remember that virtually no payday advances have loan periods of a year or longer. Most payday loans are paid back in 2-3 weeks, so the "annual" percentage rate is not entirely applicable for most people.
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